Baccarat rules are very simple and automatic, because of this the Dealer act without consulting players.
9 is the highest total of any baccarat hand.
You have a “Natural” when your two-cards totalize nine and cannot lose.
The second best hand is an eight and called a natural too. Nobody wins when all hands have identical number: it is a standoff.
The banker and the player receive 2 cards:
1) One rule override the other rules: If either the banker or the player has a total of eight or nine they both stand. There are no exceptions.
2) The player stands if he has total of six or seven.
3) When the player stands, the banker hits on a total of five or less.
4) The player hits If he has a total of five or less, and the banker gives the player a third card.
Accoding to the following rules the banker draws a third card if the player gets the third card:
- Banker has total of 0, 1, 2: Banker draws a third card always.
- Banker has total of 3: If Player's Third Card is 1-2-3-4-5-6-7-9-0 (not 8) Banker draws.
- Banker has total of 4: If Player's Third Card is 2-3-4-5-6-7 Banker draws.
- Banker has total of 5: If Player's Third Card is 4-5-6-7 Banker draws.
- Banker has total of 6: If Player's Third Card is of 6-7 Banker draws.
- Banker always stands when he has a total of 7.
Check the following table to determine if the Banker hits or stands if the Player has drawn a card.
H - hit,S- stand.
|
Banker's
Total |
Player's Third Card
|
|||||||||
|
0
|
1
|
2
|
3
|
4
|
5
|
6
|
7
|
8
|
9
|
|
|
7
|
S
|
S
|
S
|
S
|
S
|
S
|
S
|
S
|
S
|
S
|
|
6
|
S
|
S
|
S
|
S
|
S
|
S
|
H
|
H
|
S
|
S
|
|
5
|
S
|
S
|
S
|
S
|
H
|
H
|
H
|
H
|
S
|
S
|
|
4
|
S
|
S
|
H
|
H
|
H
|
H
|
H
|
H
|
S
|
S
|
|
3
|
H
|
H
|
H
|
H
|
H
|
H
|
H
|
H
|
S
|
H
|
|
2
|
H
|
H
|
H
|
H
|
H
|
H
|
H
|
H
|
H
|
H
|
|
1
|
H
|
H
|
H
|
H
|
H
|
H
|
H
|
H
|
H
|
H
|
|
0
|
H
|
H
|
H
|
H
|
H
|
H
|
H
|
H
|
H
|
H
|
Once the final cards are dealt, the score of the player and dealer are
compared.
The winning hand is the one with the greater total.